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Welcome

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Senior Australians Equity Release Association of Lenders (SEQUAL) is a not for profit association supported by Australia’s leading providers of Equity Release products. Launched in January 2005, SEQUAL has received positive feedback from respected seniors and Government organisations.

SEQUAL 3rd Annual Reverse Mortgages Forum
Wednesday 8th October 2008, The Vibe Savoy Hotel, Melbourne
This year's event will feature keynote sessions from the Federal Government, key regulatory addresses, international perspectives, leading industry case-studies and interactive panel discussions. Our international keynote speaker is Tom Scabareti, Vice President of Marketing and Communication, Fidelity Reverse Mortgage (US).

Download a Brochure Now....


SEQUAL Accreditation -National Workshop Series
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Industry Reach

SEQUAL is pleased to announce the launch of the SEQUAL Equity Release Accreditation Course designed for Brokers, Planners, Accountants and Legal Advisers.

Understand The "Asset Rich-Cash Poor" Challenge
Recognise Client Decision Making Preferences
Gain Critical Product & Process Knowledge
Achieve Professional Standards
Develop A
Successful Equity Release Practice

Register Now

Course Brochure & Registration Form

SEQUAL calls on government and media to help educate seniors to understand their
options to release equity to fund their retirement.

All members of SEQUAL have voluntarily agreed to adhere to the SEQUAL Code of Conduct. Only SEQUAL approved members can display the SEQUAL logo on their web site, on their brochures and printed material, as a confirmation that they have been endorsed by SEQUAL on the terms of this Code of Conduct.

SEQUAL BrochureDownload Sequal Code of Conduct
(pdf 251KB)

Guidelines to Code of Conduct

Download SEQUAL Brochure
(pdf 26KB)

 

Mission and Objectives of SEQUAL

The SEQUAL Mission is to ensure the professionalism of those who offer or distribute Equity Release products for senior Australians. SEQUAL is dedicated to assuring consumers and industry participants alike of the quality and integrity of its members, and the way members conduct their business.

The primary objectives of SEQUAL are fourfold:

  1. To provide members with a forum for collaboratively and ethically developing the Equity Release market in Australia, with particular regard for issues previously experienced both overseas and in Australia
  2. To provide a transparent Code of Conduct by which members of SEQUAL are expected to comply, for the protection of consumers
  3. To provide a central body for lobbying industry stakeholders and Government bodies
  4. To provide a central source of information to consumers on the product category, including the sources of independent information that are available on Equity Release options, and access to SEQUAL members.

Overseas Associations

In recent years Australia has seen a significant increase in the popularity of Equity Release products. This style of product has also been operating in other countries, primarily the UK and USA, for many years.

In the UK, leading Equity Release Providers, operate within the Code of Practice of SHIP (Safe Home Income Plans).
See http://www.ship-ltd.org/.

In the USA, the comparable Association is called NRMLA (National Reverse Mortgage Lenders Association).
See www.reversemortgage.org.

 

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