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Welcome

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Since its inception as the peak industry body for the Australian Equity Release market, SEQUAL has worked in the interest of the Australian Community.

The SEQUAL Mission is to ensure the professionalism of those who offer or distribute Equity Release products for senior Australians.   SEQUAL is dedicated to maintaining professional standards of practice within the Australian Equity Release Market.

Find a SEQUAL-accredited Equity Release Consultant

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If you are looking for a Broker, Planner, Accountant or Lawyer to assist you to make an informed decision about Equity Release, ensure that you are dealing with someone who has gained Industry Accreditation.

SEQUAL has established the education standards required for market practitioners to achieve Industry Accreditation as a SEQUAL-accredited Equity Release Consultant and we are committed to the process of ensuring that these professionals are well placed to assist their clients.

  Click Here to Find a SEQUAL-accredited Equity Release Consultant.

 

SEQUAL Industry Accreditation Courses

The SEQUAL Equity Release Courses are designed for Brokers, Planners, Accountants and Legal Advisers to:
  • Understand The "Asset Rich-Cash Poor" Challenge
  • Recognise Client Decision Making Preferences
  • Gain Critical Product & Process Knowledge
  • Achieve Professional Standards
  • Develop A Successful Equity Release Practice

Accreditation Course Enquiry Form

RMC Accreditation Renewal

The SEQUAL Code of Conduct

SEQUAL Members have voluntarily agreed to adhere to the SEQUAL Code of Conduct. Only SEQUAL approved members can display the SEQUAL logo on their web site, on their brochures and printed material, as a confirmation that they have been endorsed by SEQUAL on the terms of this Code of Conduct.

Download Sequal Code of Conduct
(pdf 251KB)

Guidelines to Code of Conduct

Mission and Objectives of SEQUAL

The SEQUAL Mission is to ensure the professionalism of those who offer or distribute Equity Release products for senior Australians. SEQUAL is dedicated to maintaining professional standards of practice within the Australian Equity Release Market.

The primary objectives of SEQUAL are to provide:

  1. An industry forum for the collaborative development of an ethical and successful Equity Release market in Australia.
  2. Effective consumer protection through a Code of Conduct by which members of SEQUAL and
    SEQUAL-accredited Reverse Mortgage Consultants ("RMCs") are expected to comply.

  3. Representation for the constituent parts of the Australian Equity Release Market at the national level through a process of consultation with Government, Regulators and Consumer Agencies.
  4. A central resource of consumer information on Equity Release products and processes and to enable efficient access to SEQUAL members.

Overseas Associations

In recent years Australia has seen a significant increase in the popularity of Equity Release products. This style of product has also been operating in other countries, primarily the UK and USA, and New Zealand for many years.

In the UK, leading Equity Release Providers, operate within the Code of Practice of SHIP (Safe Home Income Plans).
See http://www.ship-ltd.org/.

In the USA, the comparable Association is called NRMLA (National Reverse Mortgage Lenders Association).
See www.reversemortgage.org.

In NZ, the comparable Association is called SHERPA (Safe Home Equity Release Plans Association)
See www.sherpa.org.nz

 

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